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Global Merchant Accounts Built for High-Risk and Cross-Border Businesses

Businesses worldwide rely on our payment processing infrastructure to accept card payments securely and in full compliance with local and international regulatory requirements.

Our platform combines optimised transaction routing, continuous risk monitoring, and expert operational support to deliver stable, high-performance payment acceptance across global markets.

SOME OF OUR 500+ HAPPY CUSTOMERS

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The Global Advantage of Working With FastoPayments

If your current merchant account provider treats your business as a risk to control rather than a partner to support, growth becomes difficult. Declines increase, payment options shrink, fraud pressure rises, and support becomes reactive instead of strategic.

FastoPayments is built for businesses that operate beyond the limits of standard processing models. With over a decade of experience managing high-risk and cross-border payment ecosystems, we design structured, performance-driven payment solutions that stabilise approval rates, protect revenue, and give you the infrastructure to scale globally with confidence.

OUR SERVICES

How We Help High-Risk Merchants

High-Risk Merchant Account

Our global high-risk merchant account solutions are designed to deliver stable, secure payment acceptance across multiple regions and currencies. With fast settlement cycles, multi-currency processing, and real-time transaction intelligence, you maintain control over performance while offering customers a frictionless checkout experience worldwide.

Every account includes 24/7 specialist support and access to a unified payment control centre, giving you full visibility across card payments, digital wallets, bank transfers including SEPA, and cryptocurrency processing. One infrastructure. 

High-Risk Payment Gateway

Access secure, high-performance payment processing worldwide with FastoPayments’ high-risk payment gateway solutions. Our infrastructure supports custom integrations, flexible routing logic, and industry-specific configurations designed to align with your operational and compliance requirements.

With intelligent fraud detection, dynamic transaction routing, and performance-focused optimisation, we help reduce unnecessary declines, control processing costs, and minimise chargeback exposure while protecting revenue across global markets.

MPOS/POS
Solutions

Deliver secure and frictionless in-person payments worldwide with FastoPayments’ POS and mPOS solutions. Our terminals are designed for fast transaction processing, cost efficiency, and seamless integration with your existing systems, supported by flexible connectivity options for businesses operating across multiple regions.

We provide modern, high-performance POS devices with intuitive interfaces and advanced security technology, ensuring a smooth and reliable payment experience for customers wherever you operate. Built for scalability, mobility, and operational control at every transaction point.

BENEFITS

What You Get With FastoPayments

We handle over 1 million high-risk payment processing transactions monthly worldwide. No matter where you operate or your industry, we can provide you with safe, international merchant account solutions. 

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A Word From Our Customers

We like to believe we’re one of the best merchant account solutions providers in the industry, but don’t just take our word for it. 

INTERNATIONAL MERCHANT ACCOUNT SOLUTIONS

We Work with All Risk Industries

Industries with elevated risk profiles face higher dispute rates and stricter payment controls, making payment processing significantly more complex. Partnering with an experienced payment processor ensures disputes are managed proactively, approval rates remain stable, and payment operations continue without disruption.

Nutraceutical

The nutraceutical industry faces heightened compliance requirements and closer monitoring from card networks and banks. Working with a specialised payment processor ensures your payment setup meets regulatory expectations, supports stable approval rates, and operates within acceptable risk thresholds for long-term merchant account.

Travel Industry

Businesses in the travel and hospitality sector face complex payment flows driven by advance bookings, cancellations, and delayed fulfilment. FastoPayments provides travel-focused merchant account solutions designed to meet card network requirements, support stable payment acceptance, and enable sustainable growth for travel businesses.

Gambling & Casino Industry

The gambling sector operates under strict regulatory oversight and elevated compliance requirements. For this reason, payment processing for gambling businesses is limited to operators holding valid EU or recognised local licences. Licensed gambling platforms require secure, compliant payment infrastructure with robust transaction controls.

Crypto Industry

Cryptocurrency transactions require a decentralized and often intricate payment process, which requires extensive knowledge of blockchain technology and cryptocurrency regulations. We can help you with dedicated cryptocurrency payment solutions.

AI Business Industry

The AI industry is inherently high-risk due to the complexities of technology and potential security vulnerabilities in digital transactions. FastoPayments can help you with AI payment processing services to improve payment security and efficiency, top priorities for AI businesses interested in secure operations and a great customer experience.

 

Online Dating Industry

Online dating platforms face higher fraud, requiring a specialized payment processor. FastoPayment’s online dating merchant account provides secure credit card processing, fraud prevention, and chargeback mitigation tailored to the dating industry. With diverse payment options and detailed transaction tracking, we can help you optimize performance and manage disputes.

Unified Payment Protection Suite

Powered by an All In One Payment Protection System

A complete protection layer that reduces disputes, blocks fraud and keeps every transaction secure so your high risk business can operate with confidence.

Chargeback Prevention

High chargebacks can drain your revenue, which is why you need strong chargeback prevention in place. Fasto helps reduce disputes with real-time monitoring, smarter risk tools, and secure high-risk processing built for challenging industries. A dedicated high-risk merchant account is the most effective way to protect your business and keep payments running smoothly.

Fraud Prevention

Frequent fraud attempts can quickly demolish profits in high-risk industries, which makes strong fraud protection a must. Fasto provides advanced fraud monitoring, smart verification tools, and secure high-risk processing that helps stop bad transactions before they happen. A dedicated high-risk merchant account gives your business the defence it needs.

3D Secure

Strong authentication is key to reducing fraud and keeping your approval rates high. With 3D Secure, Fasto adds an extra layer of protection that verifies customers in real time and filters out risky transactions. This helps lower disputed payments, improve trust, and keep your high-risk processing running smoothly with fewer interruptions and worries.

HOW WE CAN HELP YOU WITH MERCHANT SOLUTIONS

Reduce Chargebacks, Increase Revenue & Maximize Your Sales — We'll Handle the Payments

We get it. Finding a high-risk merchant account and credit card processing provider isn’t easy when your business is operating in high-risk industries. By partnering with FastoPayments, you’re guaranteed a safe solution.

100% Secure Transactions

Grey industries deserve high-level security. Our payment gateway ensures your transactions are secure, safeguarding your operations.

Customized Solutions

Your business is unique, and your payment processing should be too. Our team of experts is dedicated to helping you find the perfect payment solution.

Minimum Costs, Maximum Value

Get access to our market-leading merchant accounts and receive the maximum value for your investment while keeping your expenses to a minimum.

Recurring Payments

We know that recurring payment options are vital for many companies. Our merchant account solution allows you to manage recurring transactions efficiently.

International Payments

FastoPayments supports EU, EEA, and UK companies while enabling them to accept payments globally through a single payment processing setup.

Your Favorite Features

Why choose complexity when you can have simplicity? Our high-risk payment gateway is designed with the latest features & your favorite integrations.

NO LIMITATIONS

Our Integrations

You’ll be well-connected to all of the apps you know and love.

OUR BLOG

Explore the Latest in Payment Innovation

From industry trends to risk management tips — our blog is where insights meet action. Stay informed with expert content curated for businesses navigating the complex world of high-risk payments.

Events

Where can you can find us?

From global expos to niche summits, follow our journey as we connect with industry leaders and share takeaways that shape the future of payments. Stay tuned for updates from the events that matter most in high-risk and beyond.