CBD Merchant Account & Payment Gateway Provider 2023 – Payfasto



Payment Content Manager
CBD Merchant Account for Payment Processing in Europe and US

Payment processing solutions for CBD, oil, edibles, supplements and more

At PayFasto, we provide tailored solutions to CBD businesses across the US and Europe. We ensure seamless credit card and digital transactions with our expertly designed CBD payment gateway. Our platform is built to reduce fraud and chargebacks, ensuring reliable transactions. When you work with us, you’re empowered to accept payments from a global customer base while guaranteeing the utmost protection of sensitive customer information.

Claim Your CBD Merchant Account Now.

With PayFasto you’ll have a CBD payment processor with chargeback- and fraud protection, personal 24/7 suport, 3D secure payments, integrations and more.

Why are CBD merchant accounts considered high risk?

Despite the growth in the CBD industry, CBD is considered high risk in the payment processing industry primarily due to its legal ambiguity. Even though CBD is legalized in numerous places, its status varies by region, leading to ever-changing regulations.

Additionally, banking institutions often face strict regulations when dealing with products related to CBD, making them cautious about associating with CBD businesses. This uncertain landscape makes payment processors label CBD as a high-risk industry. This goes for cannabis merchant accounts too.

This means they can face higher fees or even be denied service, which is why CBD businesses needs a high risk merchant account processor. As CBD products grow in popularity, having a secure and reliable CBD merchant account provider is crucial.

The Best CBD Merchant Account Provider

CBD Payment Processing For All CBD Products

The CBD industry has evolved into a dynamic marketplace with a wide range of products catering to various consumer needs.

From CBD oils and tinctures to CBD edibles, topicals, and more, businesses in the CBD sector offer an array of options for customers seeking the potential benefits of cannabidiol.

At PayFasto, we understand the unique payment processing requirements that accompany these diverse CBD products.

Our specialized CBD payment gateway is designed to seamlessly support various CBD product types, ensuring smooth and secure transactions for both merchants and customers:

cannabis-oil-payment processor

CBD Oil Merchant Account

A CBD oil merchant accounts is designed to allow CBD oil merchants accept payments.

CBD oils and tinctures are among the most popular products in the CBD market. Customers use them for their potential health and wellness benefits, such as stress relief, pain management, and relaxation. 

PayFasto’s CBD oil merchant account solutions cater to businesses selling CBD oils and tinctures, providing a user-friendly and secure platform for customers to make purchases online.

CBD Edibles & Beverages Merchant Account

CBD-infused edibles, beverages, and snacks offer a convenient and tasty way for consumers to incorporate CBD into their daily routines. 

From gummies and chocolates to beverages like CBD-infused coffee and tea, the edibles market continues to expand. If you’re looking to get into this lucrative market, specialized CBD edibles payment processing is a must. 

PayFasto ensures seamless payment processing for businesses selling these products with our tailored CBD edibles merchant account, enabling customers to enjoy their favorite CBD-infused treats with ease.


CBD Topicals & Skincare Merchant Account

CBD topicals, including creams, balms, and lotions, are used for localized relief and skincare. These products have gained popularity for their potential benefits for skin health and muscle relaxation.

Businesses offering CBD topicals can rely on PayFasto’s payment gateway to facilitate secure transactions, enhancing the customer shopping experience with minimal costs. 

Our tailored CBD topicals and skincare merchant account should cover all your needs!


CBD Health and Supplements Merchant Account

The CBD industry has seen the emergence of health and wellness products, such as capsules, softgels, and supplements. These products provide a convenient way for consumers to incorporate CBD into their wellness routines.

With our CBD supplements payment solution, PayFasto supports businesses selling CBD health and wellness products, ensuring that customers can make purchases with confidence.

What is a CBD merchant account

CBD Merchant Account For Vaping & Smoking

Vaping and smoking accessories, including CBD vape pens and cartridges, cater to consumers who prefer inhaling CBD.

These CBD products require specialized payment processing solutions to ensure a seamless and secure checkout process.

PayFasto supports these businesses by offering a tailored CBD vape merchant account – a perfect solution for e-commerce sites selling vape and smoking accessories.


Hemp Merchant Account

Cultivate Success with PayFasto’s Hemp Payment Processing. 

The burgeoning hemp industry requires a payment processing solution as versatile and dynamic as your business. PayFasto’s hemp merchant account is designed to cater to the unique needs of the hemp market.

Whether you’re selling hemp-derived products, CBD-infused goods, or other hemp-related merchandise, our secure and efficient payment gateway for hemp businesses ensures seamless transactions, empowering your business to thrive.


How To Get a CBD Merchant Account

A CBD merchant account is a specialized financial arrangement that allows businesses to accept credit and debit card payments for their CBD products.

Given the high-risk nature of the CBD industry, traditional banks often shy away from providing CBD merchant services.

This is where a reputable CBD payment processor like PayFasto steps in, offering a solution that empowers your business to process transactions with ease.

Steps to Acquiring a CBD Merchant Account

  1. Research and Choose the Right CBD Payment Provider: Begin your journey by researching established high-risk payment processors that have experience in serving CBD businesses.

  2. Prepare Necessary Documentation: To strengthen your application, gather essential documents such as your business license, articles of incorporation, bank statements, processing history (if available), product information, and legal compliance details. If Processing History is unavailable then detailed business plan and cashflow forecast for minimum of one fiscal year. Get it here

  3. Demonstrate Transparency: Clearly outline your business model, including the types of CBD products you offer and your target market. Transparency is key, as it builds trust and confidence with payment processors.

  4. Highlight Compliance: Ensure that your business adheres to all relevant regulations and guidelines governing the CBD industry. Providing proof of third-party lab testing, labeling compliance, and legal authorization can bolster your application.

  5. Integrate Payment Gateway: Work with your chosen payment processor to integrate their payment gateway into your online store or point-of-sale system. 

  6. Test and Launch: Before going live, conduct thorough testing of your payment processing system to ensure that transactions are processed accurately and securely. 

    Securing a CBD merchant account for your CBD business is a pivotal step toward establishing a successful and sustainable online presence.

    By partnering with a trusted CBD payment processor like PayFasto, you can navigate the complexities of the high-risk CBD industry with confidence and focus on what matters most: delivering quality CBD products to your valued customers. 

Try Our CBD Merchant Account Today!

With PayFasto you’ll have a CBD merchant account with chargeback- and fraud protection, personal 24/7 suport, 3D secure payments, integrations and more.

Frequently Asked Questions About Our CBD Merchant Account Services

What Is CBD?

CBD, or cannabidiol, is a natural compound derived from the cannabis plant. It is one of over 100 cannabinoids found in cannabis and is known for its potential therapeutic benefits.

Unlike THC (tetrahydrocannabinol), CBD is non-psychoactive, meaning it doesn’t produce a “high” sensation. Many consumers turn to CBD products, such as oils, edibles, and topicals, to address issues like pain, anxiety, and insomnia

What is a CBD Merchant Account?

A CBD merchant account is an account for CBD businesses to accept credit- and debit card transactions, when selling their CBD products like oils, edibles etc.

Due to the CBD industry’s categorization as “high risk” by many traditional banks and payment processors, obtaining such an account can be a challenge. This label is often attributed to the shifting legal landscape of CBD across various jurisdictions and the associated regulatory compliance.

This is where a CBD merchant account from a specialized CBD payment processor like PayFasto steps in, offering a tailored solution designed to address the distinct needs of the CBD industry. As the popularity of CBD products continues to surge, the demand for efficient CBD payment processing solutions has escalated in tandem.

Why do you need a CBD oil Merchant Account?

Here’s why CBD and CBD oil businesses needs a dedicated payment processing solution to sell their products:

  1. Acceptance of Credit and Debit Cards: A CBD merchant account allows you to accept major credit and debit cards, offering customers a familiar and convenient payment method.

  2. Enhanced Credibility: Displaying recognized payment logos at checkout can instill a sense of trust and credibility among your customers. 

  3. Global Reach: With a CBD merchant account, you can tap into a global customer base by accepting payments from customers around the world.

  4. Streamlined Online Transactions: For e-commerce CBD businesses, a merchant account seamlessly integrates with your online store.

  5. Secure Transactions: Leading CBD payment processors employ advanced security measures such as encryption and fraud detection tools to ensure the safety of sensitive customer data.

  6. Efficient Funds Management: A CBD merchant account facilitates the efficient management of funds, allowing for timely and reliable disbursement of payments into your business account.

CBD oil merchant account and payment processing

How much does a CBD merchant account cost?

The transaction fees for a CBD merchant account typically range from 2-4%. Nevertheless, the overall expense tied to a CBD merchant account can fluctuate due to various elements. These include the choice of CBD payment provider, the risk assessment of your business, your transaction volume, and the specific services you need.

For example, the rates PayFasto sets for CBD credit card processing are influenced by aspects such as your previous processing records, sales methods, operational countries, sales volume, and the nature of your products.


Top 3 CBD Merchant Account Providers

Securing a CBD merchant account provider for your CBD enterprise is pivotal, but that’s only part of the equation. The optimal provider isn’t just about processing payments; they offer a comprehensive range of services, transparent contract terms, and competitive fees. Here are our top choices for CBD merchant account providers:


1. PayFasto: The go-to payment processor for CBD businesses

PayFasto specializes in CBD merchant account services. For CBD businesses looking for a reliable payment processing partner, PayFasto stands out. They focus on ensuring payments are safe and fast. Unlike some other providers, PayFasto truly understands the unique needs of the CBD industry. This means they’re better equipped to handle challenges specific to CBD sellers. With a track record of helping CBD businesses succeed in online transactions, PayFasto is a top choice for those in the CBD sector.



  • Tailored solutions addressing CBD market nuances
  • Robust security measures
  • Quick and reliable transaction handling



  • Smaller than well-known market players

2. PayPal:

PayPal, a well-known payment processor worldwide, provides services for the CBD industry. However, being a general payment gateway, it might not address the unique demands of CBD businesses adequately. Users should be cautious and familiarize themselves with their terms.


    • Trusted brand with global reach
    • Many integration options
    • Easy-to-use platform


    • Not designed specifically for CBD business needs
    • Risk of unexpected account suspensions
    • Increased fees for sectors labeled as “high-risk”

3. Stripe:

Stripe, similarly to PayPal, holds a strong global presence in payment processing. Although they provide services to the CBD industry, they aren’t experts in this niche. This might lead to subpar outcomes for CBD businesses due to the specific payment hurdles of the sector.


    • Trusted by millions globally
    • Feature-rich platforms
    • Wide merchant acceptance


    • Lacks specialization for the CBD industry
    • Chance of sudden account restrictions
    • Might charge higher fees for CBD businesses.

What other industries are considered high risk?

PayFasto isn’t just a leader in CBD payment processing; we also excel in providing tailored payment processing solutions for a wide range of high-risk industries.

Gambling Merchant Account

Nutraceutical Merchant Account

Forex Merchant Account

Travel Merchant Services and Payment Account

Cryptocurrency Merchant Account

E-Cigarettes & Vape Merchant Account

Ready to Get Your CBD Merchant Account?

With PayFasto you’ll have one of the best CBD merchant accounts on the market. Click below to get a free quote for your CBD business within 24 hours!

Want a free quote from us?