Discover the Power of Cutting-Edge Payment Gateway Architecture

Dennis Pedersen

Dennis Pedersen

Payment Gateway Architecture

Discover a Payment Gateway Architecture that Delights Customers and Simplifies Complexity – Tailormade For Businesses in High-Risk Industries

With PayFasto, you gain immense strategic value without incurring immense business costs, while enjoying the benefits of a reliable and trusted payment gateway architecture.

Don’t let payment complexities hinder your business growth.

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Discover the Essence of Payment Gateway Architecture

Effortlessly collect customer payments using various methods through our secure and compliant payment gateway architecture.

From credit cards to bank accounts, we handle the journey from purchase to fund transfer, ensuring data integrity and accuracy, no matter the industry. 

Let our payment gateway architecture act as the backbone of your payment infrastructure, facilitating smooth and reliable transactions while safeguarding sensitive customer information.

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The Four Steps of a Payment Processing Architecture

  1. Empower your customers by providing them with personalized payment links that support a wide range of payment methods.

    Whether it’s credit cards, debit cards, or alternative payment options, our payment processing architecture ensures a seamless and user-friendly experience.
  1. PayFasto payment gateway architecture acts as a secure intermediary between your customers and the acquiring bank.

    We employ stringent authentication protocols to verify the legitimacy of each transaction, mitigating the risk of fraud and ensuring the highest level of security.
  1. Data security is of utmost importance in payment processing. Our architecture incorporates advanced encryption techniques to protect customer information during transmission.

    We ensure that sensitive data is securely transmitted to the acquiring bank for authorization, maintaining the privacy and integrity of the payment transaction.
  1. Streamline your payment administration with our payment gateway architecture. We automate the recording of payments, eliminating manual effort and reducing the chances of errors. Additionally, our system enables instant invoice generation, providing a seamless experience for both you and your customers.

Choosing the Right Payment System Architecture

Embrace a trusted and reliable payment system architecture that aligns with regulations, offers multiple payment options, and handles high transaction volumes seamlessly.

By choosing the right architecture, you can future-proof your payment processes and provide a frictionless payment experience for your customers.

Choose PayFasto as your payment gateway and get access to all the benefits: 

  • A comprehensive view of your entire payment operations and funds flow, empowering you with actionable insights.
  • A payment system architecture that allows for efficient operations and supports your ability to scale with minimal effort – no matter which high-risk industry you operate in.
  • An efficient and secure high-risk merchant account that meets international and local requirements, including PCI requirements, automating compliance and reducing complexity.
  • A payment gateway architecture that delivers speed, optimization, and clean code within a modern design and infrastructure.

Questions? Contact us today!  

Overcome Payment Challenges with Our Payment Gateway

Ensure your data retrieval, system reliability, risk compliance, and payment system architecture with our robust solutions.

With 99.999% uptime, secure storage, and compliance adherence, we protect your business reputation while simplifying payment complexities.

Our payment gateway architecture addresses the following challenges:

Data retrieval
Store your data securely and access it on-demand for audits, regulatory requirements, customer disputes, refunds, and returns.

Our reliable and robust system ensures the integrity and longevity of your data, allowing you to manage your business operations effectively.

System reliability
Minimize downtime and maximize revenue with our highly reliable payment gateway architecture.

We understand the importance of uninterrupted service, and our system is designed to deliver 99.999% uptime, ensuring a seamless payment experience for your customers and minimizing revenue loss.

Risk and compliance
Protect your business and customers from fraud and theft with our payment gateway architecture.

Our business solutions are built to comply with industry regulations and provide robust security measures to safeguard your transactions. By staying ahead of emerging threats, we help you mitigate risks and maintain a trusted reputation.

Payment system architecture
Building a payment gateway from scratch can be complex and resource-intensive. Instead, leverage our proven payment system architecture.

Our expertise and experience in developing reliable and scalable solutions allow you to focus on your core business while benefiting from a secure and efficient payment infrastructure.

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Frequently asked questions on payment gateway architecture

What Is a Payment Gateway Architecture?

Payment gateway architecture refers to the design and infrastructure that enables a business to collect customer payments using various payment methods. It ensures secure and seamless transaction processing.

How Does a Payment Processing Architecture Work?

A payment processing architecture typically involves four main steps:

  1. Requesting payment from the customer through personalized payment links.
  2. Receiving payment from the customer via a trusted payment gateway that authenticates and collects the funds.
  3. The payment gateway encrypts and sends customer information to the acquiring bank for authorization. If approved, the issuing bank confirms the payment’s success or decline.
  4. Payments are recorded automatically, simplifying payment administration and generating paid invoices instantly.

What Is the Difference Between Custom Payment Gateways vs. Embedded Payment Platform Architecture?

Creating a custom payment gateway is complicated and expensive. You will carry the burden of compliance and regulatory expectations, alongside the costs of technology, security, troubleshooting, data management, and storage, among others.
By utilizing an existing embedded payment platform architecture like PayFasto, you can bypass these complexities and ongoing challenges. Our platform streamlines your operations, providing real-time control, comprehensive payment operation visibility within a centralized dashboard, and access to a flexible architecture that enables rapid implementation of new services. 

What Challenges Can Be Overcome with a Successful Payment Gateway Architecture?

Architecting payments for your platform is necessary to overcome several challenges, the most notable being:

Data retrieval: Ensuring secure storage and accessibility of payment-related data for audits, regulatory requirements, disputes, refunds, and returns.

System reliability: Maintaining high uptime (99.999%) to avoid revenue loss and provide accurate and consistent data for audits and other processes.

Risk and compliance: Protecting against fraud and ensuring compliance with regulations to safeguard your customers and business reputation.

Payment system architecture: Deciding whether to build a custom payment gateway infrastructure or use an existing solution that meets regulatory requirements, certifications, and security standards.

What Factors Should Be Considered When Choosing a Payment System Architecture?

When you’re deciding on a payment system architecture, we recommend that you consider the following factors depending on the nature of your business and industry:

  • Security and ease of payment: Ensure your payment gateway supports multiple payment options within a secure environment compliant with local and international regulations (e.g., GDPR, SSL certification, DSS, PCI).
  • Scalability: Depending on the size of your business, ensure you have a payment gateway architecture capable of handling high transaction volumes without compromising performance.
  • Flexibility: Your payment architecture must be agile and support recurring payments, changing demand and/or volume.

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Dennis Pedersen
CEO & Founder of PayFasto. I have achieved a long time dream of helping advertisers with getting the processing setup they always wanted! This is something i wanted when i had my own offers.
Dennis Pedersen
CEO & Founder of PayFasto. I have achieved a long time dream of helping advertisers with getting the processing setup they always wanted! This is something i wanted when i had my own offers.


CEO & Founder of PayFasto. I have achieved a long time dream of helping advertisers with getting the processing setup they always wanted! This is something i wanted when i had my own offers.