High-Risk Virtual Terminal: What It Is & How It Works

Understanding how to manage online transactions is crucial for many businesses, especially those operating in high-risk sectors. That’s what a high-risk virtual terminal is for. But what exactly is a high-risk virtual terminal, and how does it differ from the regular virtual terminals you might be familiar with? We’ve created this quick guide to help […]

SWIFT vs SEPA Payments: What Are the Differencies & Benefits

SWIFT and SEPA are facilitating payments within Europe and worldwide. So the benefits of it are far extending. Especially, for merchants dealing without borders, it is a blessing. Also as the payments industry is evolving the existence of SWIFT and SEPA can make your life a lot more easier as a merchant. What is SEPA? […]

What Is A Merchant ID – Complete Guide for Businesses

What a Merchant ID is all about

Navigating the world of online business is tricky enough. One key question that every business owner should know the answer to is “What is a merchant ID?” Think of an MID (merchant identification number) as a special code that helps keep track of all the money matters for your business. Simply put, it’s a unique […]

What to Do When Your Merchant Account Has Been Closed?

What To Do If Your Merchant Account Is Closed

A merchant account may be terminated after a 30-day notice or even quite suddenly. This is an extremely worrying and damaging situation to be in for any business because they lose the ability to make transactions. The good news is that we have the expertise you need to understand how to deal with this issue. […]

Gaming Merchant Account & Payment Processing

Gaming merchant account

The online gaming industry has not only become bigger in the last few years, but its earning potential for merchants has also significantly increased.  However, the disruption means that gamers are also becoming more conscious of what to expect from providers, and this can pose a significant threat to merchants that do not transform their […]

How To Start An Escort Merchant Account

How To Start An Escort Merchant Account

What Is An Escort Merchant Account? Escort merchant account enables escort agencies everywhere to be authorized and setup with an account via a merchant acquiring bank. Merchants then can accept and process electronic card transactions. When a banker hears the word Escort, what comes to their mind is high chargeback ratio and gray reputation. As a […]

What is Visa Merchant Purchase Inquiry Program (VMPI)?

VMPI- solution to chargebacks

VMPI- Visa Merchant Purchase Inquiry, will make business smoother and faster. How? VMPI makes sure that disputes are settled before facing a chargeback. Hence, payments received through Visa card as now less troubling. Also, this is part of the new regulations by Visa which helps make your business transactions more transparent. Therefore, your relations with […]

What Is a High-Risk Transaction: Quick Guide

If you own a business in offline commerce, understanding the concept of a high-risk transaction can make or break your long-term (and honestly short-term) success. As the name suggests, these transactions carry a higher risk of something going wrong than regular transactions. But what exactly makes a transaction high-risk? How can businesses and consumers navigate […]

How to Get a High-Risk Merchant Account with Bad Credit?  

Bad credit merchant account

When getting a high risk merchant account bad credit history or a poor credit score can make it difficult to find a provider who is willing to work with you.  Additionally, the negative effects of bad credit can remain on your credit report for a decade. However, don’t lose hope because there are providers out […]

Can I Use PayPal, Stripe, Venmo or Square as a High Risk Merchant in 2024?

Can High Risk Merchants Use PayPal, Stripe, Venmo or Square

If you’re a high risk merchant, you’re probably used to dealing with many issues – from chargebacks, fraud payments, to declined transactions. Added to that, operating in high risk industries also comes with other challenges such as changing regulations and compliance requirements.  And if you think that using big payment providers like Paypal, Venmo, Square, […]

Everything you need to know about PSD2

PSD2: What Is It and What Does It Mean for Fraud?

Having a Payment Service Directive (PSD2) is now mandatory. Still don’t have it? If no, there is some bad news for you! From the running month, you won’t be able to make any payments via your card if you do not have PSD2. It is as per the revised Payment Service Directive by the European […]